http://bankcharges.blog.co.uk/en-EUhttp://backend.userland.com/rss092http://bankcharges.blog.co.uk/http://data5.blog.de/design/preview/2a/0ae1c446cc9f99fba5340a2c44376c_160x200.jpg <p>Welcome to my blog.</p> <p>On here i will detail my fights with the banks to reclaim penalty charges back from them. These are for bounced cheques, returned direct debits or other charges.</p> <p>UK law states that a charge can only be for the actual amount it costs the bank and they are not allowed to profit from a penalty charge.</p> <p>Bank and credit card accounts are invariably tied in with DCAs and CRAs. I will also detail the letters to send at each stage and provide advice on tackling Debt Collection Agencies (DCAs) and the Credit Reference Agencies (CRAs) Experian, Equifax and Callcredit.</p> <p>Keep visiting for updates! </p> <p> <small> <a href="http://bankcharges.blog.co.uk/2007/04/21/welcome~2133903/#comments">Comments</a> </small> </p>http://bankcharges.blog.co.uk/2007/04/21/welcome~2133903/Sat, 21 Apr 2007 16:58:45 +0200